A bit about my journey so far.

My husband, Tim and I have been on and off the debt-free train for a few years now.  We would get really gung-ho about taking charge of our finances, make a little progress and then hit a road block.  Or tiny hiccup.  Either way, our excited-ness wore off quickly each attempt we made at taking charge of our finances.  We are now fully committed to the ride and have made excellent progress in the last six months.  We started our journey in August of 2010 with zero savings and $34,662.74 in consumer debt.  That is all the debt to our name except our mortgage.  Wowzers.  Read that number again.  Yep.  As of a month ago, when it was last calculated, our current debt level is $28,327.62 and we have a small emergency fund.  We have been following Dave Ramsey for a few years now and have gotten very serious about his program in the lasts nine months.  What changed?  Why nine months ago did we decide to tackle this once and for all?  We were sick of working hard and having nothing to show for it.  We were working 60 hours a week for Capital One, Fifth Third Bank, Visa and the local credit union.  Our goal is to have all of our consumer debt paid off by December 31, 2011.  It is a reasonable goal for our family and we are working very hard to accomplish it.

Now, the reason for this blog.  I want to prove that you can be fashionable, trendy and frugal at the same time.  I plan to post about our journey to become debt free, including victories and set-backs.  I also plan to post my thoughts, ideas and tips to dressing well all while not blowing the budget.

I mean, I'm all for this debt-free goal and living frugally, but let's not throw the baby out with the bathwater and think we have to dress like paupers just because we are living like them.

Always Fabulous,